Probate is the document that is needed to access bank accounts and other savings after death. Most organisations such as building societies, banks etc will not allow money to be dealt with unless the person wishing to do so can prove that he or she has the appropriate authority, ie the grant of probate. If the person who has died owned property, the Land Registry will definitely require sight of a grant of probate before it will be possible to sell or transfer the house.
On a few occasions it is not needed and the organisation holding the deceased’s asset may agree to waive the requirement for a grant eg when the amount is very small and there are no complications.
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